中間業(yè)務(wù)對(duì)農(nóng)行M分行經(jīng)營(yíng)績(jī)效的影響分析
發(fā)布時(shí)間:2018-03-07 13:03
本文選題:中間業(yè)務(wù) 切入點(diǎn):銀行經(jīng)營(yíng)績(jī)效 出處:《蘭州財(cái)經(jīng)大學(xué)》2017年碩士論文 論文類(lèi)型:學(xué)位論文
【摘要】:農(nóng)行M分行近10年來(lái)的中間業(yè)務(wù)發(fā)展勢(shì)頭良好,中間業(yè)務(wù)收入規(guī)模和中間業(yè)務(wù)收入占比一直是穩(wěn)步上升。這可能與農(nóng)行M分行所在地區(qū)人們生活水平的提高以及銀行業(yè)的面臨的發(fā)展環(huán)境有關(guān);诖,為了進(jìn)一步了解農(nóng)行M分行中間業(yè)務(wù)對(duì)銀行經(jīng)營(yíng)績(jī)效的影響程度,進(jìn)一步分析影響農(nóng)行M分行中間業(yè)務(wù)發(fā)展的具體影響因子,本文先用因子分析法對(duì)銀行的經(jīng)營(yíng)績(jī)效進(jìn)行測(cè)度,然后利用上述因子分析法得出的績(jī)效結(jié)果利用回歸模型具體分析中間業(yè)務(wù)對(duì)銀行經(jīng)營(yíng)績(jī)效的影響程度,并根據(jù)數(shù)據(jù)分析的結(jié)果提出相應(yīng)的意見(jiàn)和建議。本文以農(nóng)行M分行為研究對(duì)象,選取時(shí)間為2007到2016這10年的跨度。首先,基于因子分析法,通過(guò)選取的13個(gè)具體指標(biāo)測(cè)算出各個(gè)指標(biāo)對(duì)銀行經(jīng)營(yíng)績(jī)效的績(jī)效得分值。再用面板數(shù)據(jù)回歸模型分析分析中間業(yè)務(wù)對(duì)銀行經(jīng)營(yíng)績(jī)效的貢獻(xiàn)程度,進(jìn)而得出相關(guān)的經(jīng)濟(jì)解釋。最后,本文根據(jù)分析結(jié)果,針對(duì)M行中間業(yè)務(wù)和銀行的經(jīng)營(yíng)績(jī)效方面提出一些意見(jiàn)和建議,這具有一定的現(xiàn)實(shí)意義。
[Abstract]:The intermediary business of Agricultural Bank M Branch has been developing well in the past 10 years. The size of the intermediary business revenue and the proportion of the intermediate business income have been steadily rising. This may be related to the improvement of the living standards of people in the area where ABC M branch is located and the development environment facing the banking industry. In order to further understand the influence degree of the intermediary business of Agricultural Bank of China (ABC) M branch on the management performance of the bank, and further analyze the specific factors that affect the development of the intermediate business of Agricultural Bank M Branch, this paper uses the factor analysis method to measure the management performance of the bank. Then using the results obtained by the above factor analysis, the regression model is used to analyze the impact of intermediate business on the performance of banks. According to the results of data analysis, the paper puts forward the corresponding opinions and suggestions. This paper takes Agricultural Bank M Branch as the research object, and selects the span of 10 years from 2007 to 2016. Firstly, based on factor analysis, By selecting 13 specific indicators to calculate the performance of each index on the performance of the bank's performance score. Then using panel data regression model to analyze the contribution of intermediate business to the bank's operating performance. Finally, according to the analysis results, this paper puts forward some opinions and suggestions on M Bank intermediate business and bank management performance, which has certain practical significance.
【學(xué)位授予單位】:蘭州財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2017
【分類(lèi)號(hào)】:F832.2
【參考文獻(xiàn)】
相關(guān)期刊論文 前10條
1 劉丹丹;王雷濤;;淺析第三方支付業(yè)務(wù)發(fā)展及對(duì)商業(yè)銀行零售業(yè)務(wù)的影響[J];農(nóng)村金融研究;2017年03期
2 王s顂,
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