TPY財產(chǎn)保險酒泉公司風(fēng)險管理研究
發(fā)布時間:2018-05-30 07:07
本文選題:風(fēng)險管理 + 財產(chǎn)保險 ; 參考:《蘭州大學(xué)》2014年碩士論文
【摘要】:風(fēng)險管理已經(jīng)發(fā)展成為企業(yè)管理中一個具有相對獨立職能的管理領(lǐng)域,在圍繞企業(yè)的經(jīng)營和發(fā)展目標(biāo)方面,風(fēng)險管理和企業(yè)的經(jīng)營管理、戰(zhàn)略管理一樣具有十分重要的意義。作為經(jīng)營風(fēng)險的保險公司,在承擔(dān)保險風(fēng)險的同,也存在不可避免的經(jīng)營風(fēng)險。 面臨激烈的市場競爭、嚴(yán)格的法律法規(guī)監(jiān)管、日益開放的互聯(lián)網(wǎng)市場、推陳出新的保險產(chǎn)品和保障范圍、波動的金融市場投資環(huán)境等挑戰(zhàn),財產(chǎn)保險公司經(jīng)營活動的風(fēng)險性也在日趨提升。良好的風(fēng)險管理有助于保險公司降低經(jīng)營風(fēng)險,實現(xiàn)可持續(xù)發(fā)展,推動公司價值提升 基于風(fēng)險管理的目標(biāo),本論文主要從TPY財產(chǎn)保險酒泉公司經(jīng)營管理活動中的風(fēng)險識別、風(fēng)險分類、風(fēng)險評價以及風(fēng)險控制上著手,通過對TPY財產(chǎn)保險酒泉公司在酒泉財產(chǎn)保險市場近年來的發(fā)展情況,探索其經(jīng)營管理活動過程中遇到風(fēng)險成因、風(fēng)險大小、風(fēng)險可能給公司帶來的損失、風(fēng)險的可控性以及風(fēng)險的控制方法,并對暴露出來的顯著風(fēng)險及其后果進(jìn)行剖析,旨在為TPY財產(chǎn)保險酒泉公司經(jīng)營管理者提供清晰的風(fēng)險框架,并通過管理活動有效化解和防范經(jīng)營風(fēng)險,提升公司競爭能力和發(fā)展能力。
[Abstract]:Risk management has developed into a relatively independent management field in enterprise management. In terms of management and development objectives, risk management and enterprise management, strategic management is of great significance. As a business risk, the insurance company bears the same insurance risk, there are inevitable business risks. Faced with fierce market competition, strict laws and regulations supervision, increasingly open Internet market, the emergence of new insurance products and the scope of protection, the fluctuating financial market investment environment and other challenges, Property insurance companies are also increasing the risk of operating activities. Good risk management can help insurance companies to reduce risk, achieve sustainable development, and promote the value of the company. Based on the objective of risk management, this paper mainly starts from the risk identification, risk classification, risk evaluation and risk control in the management activities of TPY property Insurance Jiuquan Company. Based on the development of Jiuquan property Insurance Company in recent years, this paper explores the causes of risk, the size of risk, and the loss that risk may bring to the company in the course of its operation and management activities. In order to provide a clear risk framework for the managers of TPY property Insurance Jiuquan Company, the paper analyzes the controllability of risk and the control method of risk, and analyzes the exposed significant risks and their consequences. And through the management activities to effectively resolve and guard against operational risks, enhance the competitiveness and development of the company.
【學(xué)位授予單位】:蘭州大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2014
【分類號】:F842.3;F272.3
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