發(fā)布時間：2018-03-22 19:55

  本文選題：移動支付　切入點(diǎn)：安全　出處：《昆明理工大學(xué)》2017年碩士論文　論文類型：學(xué)位論文

【摘要】：移動支付的出現(xiàn)顛覆了人們生活消費(fèi)的方式,截止2016年12月,我國手機(jī)支付用戶規(guī)模達(dá)到4.69億,網(wǎng)民手機(jī)支付的使用比例67.5%,手機(jī)支付向線下支付領(lǐng)域快速滲透,支付額度不斷擴(kuò)大,交易額爆發(fā)式增長。各種移動支付終端、第三方服務(wù)商涌現(xiàn),各種安全問題也隨之而來,對人們的財(cái)產(chǎn)安全構(gòu)成威脅,至此移動支付的安全問題成為人們關(guān)注的焦點(diǎn)。本文通過對移動支付安全技術(shù)領(lǐng)域的專利信息進(jìn)行宏觀和微觀分析,對本技術(shù)領(lǐng)域的現(xiàn)狀和發(fā)展趨勢進(jìn)行研究,為我國移動支付安全技術(shù)專利申請的問題提出針對性建議。首先,介紹了移動支付安全技術(shù);之后,將移動支付安全技術(shù)的專利信息進(jìn)行統(tǒng)計(jì),運(yùn)用圖表分析法對專利申請的發(fā)展趨勢、專利申請人和發(fā)明人情況、專利法律狀態(tài)、申請地域構(gòu)成和排名等進(jìn)行宏觀分析,并運(yùn)用對比分析法對申請量排名前五的主要申請人的專利申請趨勢、專利申請分布情況等進(jìn)行研究。然后,通過對移動支付安全技術(shù)專利信息進(jìn)行微觀分析,構(gòu)建技術(shù)功效矩陣圖,對技術(shù)分類及功效進(jìn)一步了解分析,找出本技術(shù)領(lǐng)域的研發(fā)熱點(diǎn)和空白點(diǎn);再利用模型分析法,挖掘該技術(shù)領(lǐng)域的核心專利并對其進(jìn)行重點(diǎn)研究。最后,對我國移動支付安全技術(shù)領(lǐng)域?qū)＠�申請進(jìn)行總結(jié),分析我國在移動支付安全技術(shù)研發(fā)領(lǐng)域中的優(yōu)勢和不足,從國家、行業(yè)、企業(yè)和個人四個層面分別做出展望。以促進(jìn)行業(yè)技術(shù)持續(xù)發(fā)展,有效提升移動支付用戶的安全保障。
[Abstract]:The emergence of mobile payment has overturned the way people live and consume. As of December 2016, the scale of mobile phone payment in China has reached 469 million, the proportion of Internet users paying mobile phone has reached 67.5%, and mobile phone payment has rapidly penetrated the field of offline payment. The amount of payment continues to expand and the transaction volume explodes. Various mobile payment terminals, third-party service providers emerge, and various security problems follow, posing a threat to the safety of people's property. At this point, the security of mobile payment has become the focus of attention. Through the macro and micro analysis of patent information in the field of mobile payment security technology, this paper studies the current situation and development trend of this technology field. Some suggestions are put forward for the patent application of mobile payment security technology in China. Firstly, the security technology of mobile payment is introduced. Then, the patent information of mobile payment security technology is counted. With the help of chart analysis, the development trend of patent application, the situation of patent applicants and inventors, the status of patent law, the regional composition and ranking of applications are analyzed macroscopically. And using comparative analysis method to study the trend of patent application and distribution of patent application of the top five major applicants in the number of applications. Then, through microanalysis of patent information of mobile payment security technology, Construct technology efficacy matrix map, further understand and analyze technology classification and efficacy, find out the research and development hot spot and blank spot in this technology field; then use model analysis method to excavate the core patent of this technology field and carry on the key research to it. This paper summarizes the patent application in the field of mobile payment security technology in China, analyzes the advantages and disadvantages of our country in the field of mobile payment security technology research and development, from the country, industry, In order to promote the sustainable development of industry technology and effectively enhance the safety and security of mobile payment users, the enterprises and individuals made the outlook separately.
【學(xué)位授予單位】：昆明理工大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2017
【分類號】：F724.6;F832.2;G306

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