發(fā)布時間：2019-04-01 08:31

【摘要】：社會信用是保障市場經(jīng)濟順利開展的基本前提，是維系市場交易的基本鏈條。作為一種能夠帶來經(jīng)濟效益的社會資本，，信用水平的高低決定著市場交易成本的多寡，對于增進全社會的經(jīng)濟利益，實現(xiàn)市場經(jīng)濟的良性循環(huán)具有重要作用。目前，中國的社會總體信任度已經(jīng)跌破60分的信任底線，信用問題是中國現(xiàn)實發(fā)展中所面臨的重大問題，由于社會的轉(zhuǎn)型，人們逐漸脫離的原來的熟人社會形態(tài)，原有的信任格局被改變，同時社會轉(zhuǎn)型中市場經(jīng)濟秩序不完善，法律法規(guī)不健全或得不到很好的執(zhí)行，都加劇了社會信任度的下滑。 信用的維系主要依靠人們內(nèi)心的道德約束、市場的自律性調(diào)節(jié)和法律的監(jiān)管。單純依靠道德自律、市場自發(fā)調(diào)節(jié)來難以達到讓社會成員都遵守信用、社會信用水平整體提高的理想狀態(tài)。要提高社會信用水平必須對社會信用與社會信用法律制度的一般特性進行分析，并借鑒發(fā)達國家社會信用法律制度建設(shè)的經(jīng)驗，從個人信用的法律制度建設(shè)和個人信用體系建設(shè)倆方面來完善個人信用法律制度，從完善企業(yè)信用制度立法、健全企業(yè)信用懲戒機制和建立內(nèi)部信用管理制度三方面對企業(yè)信用法律制度加以完善，從政府信用的法律制度建設(shè)和社會信用體系監(jiān)管等方面使政府信用法律制度更加趨于完備，以求從制度層面來解決社會信用問題，從制度上、法律上和管理機制上降低信任風(fēng)險，重建社會信用。
[Abstract]:Social credit is the basic premise to ensure the smooth development of market economy and the basic chain of maintaining market transactions. As a kind of social capital which can bring economic benefits, the level of credit determines the amount of transaction cost in the market, which plays an important role in promoting the economic interests of the whole society and realizing the virtuous circle of market economy. At present, the overall level of social trust in China has fallen below the bottom line of 60 points of trust, and the issue of credit is a major problem facing the development of China in reality. As a result of the social transformation, people gradually break away from the original social form of acquaintance. The original trust pattern has been changed, at the same time, the market economy order is not perfect in the social transformation, and the laws and regulations are not perfect or can not be carried out well, which aggravates the decline of the social trust degree. The maintenance of credit mainly depends on people's inner moral constraints, market self-discipline regulation and legal supervision. Relying solely on moral self-discipline and self-regulation of the market, it is difficult to achieve the ideal state that the members of the society abide by the credit and improve the level of the social credit as a whole. In order to improve the level of social credit, we must analyze the general characteristics of social credit and social credit legal system, and draw lessons from the experience of the construction of social credit legal system in developed countries. We should perfect the legal system of personal credit from two aspects: the construction of legal system of personal credit and the construction of personal credit system, and perfect the legislation of enterprise credit system. Perfect the enterprise credit punishment mechanism and establish the internal credit management system to perfect the enterprise credit legal system. From the aspects of the construction of the legal system of government credit and the supervision of social credit system, the legal system of government credit tends to be more perfect, in order to solve the problem of social credit from the institutional level, and from the institutional point of view, Law and management mechanism to reduce the risk of trust, rebuild social credit.
【學(xué)位授予單位】：黑龍江大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：D922.1

【參考文獻】

相關(guān)期刊論文 前9條

1 張連芝;;個人信用檔案管理芻議[J];黑龍江檔案;2010年05期

2 姚建銀;;試論我國經(jīng)濟發(fā)展中的信用問題[J];西部法學(xué)評論;2008年06期

3 胡瑤瑤;;政府公信力如何在新時代生長[J];改革與開放;2013年12期

4 肖永紅;;維護信息主體投訴權(quán)若干問題探析[J];征信;2009年05期

5 朱軍;;從信用卡的信用風(fēng)險看我國征信體系的建設(shè)[J];經(jīng)濟研究參考;2008年27期

6 許華榮;;論中國個人信用的缺失現(xiàn)狀及完善路徑[J];學(xué)理論;2010年21期

7 安連成;;信用征信制度的國際模式比較研究[J];商場現(xiàn)代化;2012年14期

8 尹俠云;;關(guān)于信用問題的經(jīng)濟學(xué)思考[J];現(xiàn)代經(jīng)濟信息;2009年22期

9 王淑芹;信用研究述評[J];哲學(xué)動態(tài);2002年11期

本文編號：2451409