電子商務(wù)支付模型的安全性研究
本文選題:電子商務(wù) + 電子支付; 參考:《上海交通大學(xué)》2015年碩士論文
【摘要】:在近十年中,電子商務(wù)發(fā)展迅速,國內(nèi)產(chǎn)生了淘寶、天貓、京東這樣的大型購物購物網(wǎng)站。電子支付是電子商務(wù)中最重要的一個環(huán)節(jié),它完成了資金流的轉(zhuǎn)移,是商品買賣最重要的標(biāo)識。電子商務(wù)和電子支付極大地提高人們購物和支付的方便性,也為經(jīng)濟(jì)發(fā)展做出了重大貢獻(xiàn)。然而,電子商務(wù)也伴隨而來許多安全問題,限制了自身的發(fā)展。因此,研究電子商務(wù)特別是電子支付的安全性意義重大。對電子商務(wù)安全的需求主要集中在保密性、認(rèn)證性、完整性、不可否認(rèn)性以及物品原子性等。而保障電子商務(wù)的安全性主要是基于SSL協(xié)議、SET協(xié)議和3D-Secure協(xié)議。SSL協(xié)議內(nèi)置于瀏覽器中,簡單,容易實(shí)現(xiàn);SET協(xié)議詳細(xì)規(guī)定了交易各方的交易動作和數(shù)據(jù)格式,協(xié)議復(fù)雜,卻具有很強(qiáng)的安全性;3D-Secure協(xié)議則相當(dāng)于為信用卡支付添加了一個密碼保護(hù)。在競爭中,基于SSL協(xié)議和3D-Secure協(xié)議模型的電子支付模型慢慢占據(jù)了主流;诋(dāng)今“大數(shù)據(jù)”概念的火熱的背景,以及對現(xiàn)行演進(jìn)B2C商業(yè)模式流行的原因分析,本文提出了基于增加“支付權(quán)威”的改進(jìn)SET協(xié)議模型。它克服了原協(xié)議中買家支付信息需要由商家商家轉(zhuǎn)發(fā)給網(wǎng)關(guān)而遺留下來的風(fēng)險(xiǎn)。隨后,文章對改進(jìn)模型的支付流程進(jìn)行了分析,以及對模型各部分進(jìn)行了簡單設(shè)計(jì)。此外,文章還總結(jié)了其它對SET協(xié)議的改進(jìn)的措施。
[Abstract]:In the past decade, e-commerce has developed rapidly, and Taobao, Tmall, JingDong and other large shopping websites have emerged in China. Electronic payment is the most important link in electronic commerce. It completes the transfer of capital flow and is the most important mark of commodity trading. E-commerce and e-payment greatly improve people's convenience of shopping and payment, and also make great contribution to economic development. However, e-commerce is accompanied by many security problems, limiting its own development. Therefore, it is of great significance to study the security of electronic commerce, especially electronic payment. The security requirements of e-commerce mainly focus on confidentiality, authentication, integrity, non-repudiation and the atomicity of items. The security of electronic commerce is mainly based on SSL protocol set protocol and 3D-Secure protocol .SSL protocol built into browser. It is simple and easy to implement set protocol, which specifies the transaction action and data format of each party in detail, and the protocol is complex. However, the 3D-Secure protocol with strong security is equivalent to adding a password protection for credit card payment. In the competition, electronic payment model based on SSL protocol and 3D-Secure protocol model has gradually occupied the mainstream. Based on the hot background of the concept of "big data" and the analysis of the reasons for the popularity of the current evolving B2C business model, this paper proposes an improved SET protocol model based on increasing the "payment authority". It overcomes the risk that the buyer's payment information needs to be forwarded by the merchant to the gateway. Then, the paper analyzes the payment flow of the improved model and designs each part of the model simply. In addition, the paper also summarizes other measures to improve the SET protocol.
【學(xué)位授予單位】:上海交通大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2015
【分類號】:TP309;F832.2
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