電子商務支付模型的安全性研究
發(fā)布時間:2018-05-29 02:51
本文選題:電子商務 + 電子支付; 參考:《上海交通大學》2015年碩士論文
【摘要】:在近十年中,電子商務發(fā)展迅速,國內產生了淘寶、天貓、京東這樣的大型購物購物網站。電子支付是電子商務中最重要的一個環(huán)節(jié),它完成了資金流的轉移,是商品買賣最重要的標識。電子商務和電子支付極大地提高人們購物和支付的方便性,也為經濟發(fā)展做出了重大貢獻。然而,電子商務也伴隨而來許多安全問題,限制了自身的發(fā)展。因此,研究電子商務特別是電子支付的安全性意義重大。對電子商務安全的需求主要集中在保密性、認證性、完整性、不可否認性以及物品原子性等。而保障電子商務的安全性主要是基于SSL協議、SET協議和3D-Secure協議。SSL協議內置于瀏覽器中,簡單,容易實現;SET協議詳細規(guī)定了交易各方的交易動作和數據格式,協議復雜,卻具有很強的安全性;3D-Secure協議則相當于為信用卡支付添加了一個密碼保護。在競爭中,基于SSL協議和3D-Secure協議模型的電子支付模型慢慢占據了主流;诋斀瘛按髷祿备拍畹幕馃岬谋尘,以及對現行演進B2C商業(yè)模式流行的原因分析,本文提出了基于增加“支付權威”的改進SET協議模型。它克服了原協議中買家支付信息需要由商家商家轉發(fā)給網關而遺留下來的風險。隨后,文章對改進模型的支付流程進行了分析,以及對模型各部分進行了簡單設計。此外,文章還總結了其它對SET協議的改進的措施。
[Abstract]:In the past decade, e-commerce has developed rapidly, and Taobao, Tmall, JingDong and other large shopping websites have emerged in China. Electronic payment is the most important link in electronic commerce. It completes the transfer of capital flow and is the most important mark of commodity trading. E-commerce and e-payment greatly improve people's convenience of shopping and payment, and also make great contribution to economic development. However, e-commerce is accompanied by many security problems, limiting its own development. Therefore, it is of great significance to study the security of electronic commerce, especially electronic payment. The security requirements of e-commerce mainly focus on confidentiality, authentication, integrity, non-repudiation and the atomicity of items. The security of electronic commerce is mainly based on SSL protocol set protocol and 3D-Secure protocol .SSL protocol built into browser. It is simple and easy to implement set protocol, which specifies the transaction action and data format of each party in detail, and the protocol is complex. However, the 3D-Secure protocol with strong security is equivalent to adding a password protection for credit card payment. In the competition, electronic payment model based on SSL protocol and 3D-Secure protocol model has gradually occupied the mainstream. Based on the hot background of the concept of "big data" and the analysis of the reasons for the popularity of the current evolving B2C business model, this paper proposes an improved SET protocol model based on increasing the "payment authority". It overcomes the risk that the buyer's payment information needs to be forwarded by the merchant to the gateway. Then, the paper analyzes the payment flow of the improved model and designs each part of the model simply. In addition, the paper also summarizes other measures to improve the SET protocol.
【學位授予單位】:上海交通大學
【學位級別】:碩士
【學位授予年份】:2015
【分類號】:TP309;F832.2
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