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  本文選題：農(nóng)村金融體系　切入點：金融發(fā)展　出處：《蘭州大學(xué)》2015年碩士論文

【摘要】：金融發(fā)展和經(jīng)濟增長之間關(guān)系的研究是經(jīng)濟學(xué)的一個經(jīng)典命題,農(nóng)村金融發(fā)展與農(nóng)村經(jīng)濟增長之間不可忽略地存在著聯(lián)系,農(nóng)村金融體系的變遷將會促使金融發(fā)展發(fā)生一定變化,在不同農(nóng)村金融體制下,農(nóng)村金融發(fā)展與農(nóng)村經(jīng)濟發(fā)展之間的關(guān)系是不同的。與經(jīng)濟發(fā)展不匹配、落后的農(nóng)村金融體系將會制約著農(nóng)村經(jīng)濟的進一步發(fā)展,因此需要對現(xiàn)有的農(nóng)村金融體制進行一定的改革,使在新的農(nóng)村金融體系下,農(nóng)村的經(jīng)濟發(fā)展與金融發(fā)展之間以更加協(xié)調(diào)匹配的方式互相促進發(fā)展。本文構(gòu)建了用農(nóng)村貨幣化率、農(nóng)村金融相關(guān)比率來衡量我國農(nóng)村金融發(fā)展水平以及用農(nóng)業(yè)總產(chǎn)值、糧食總產(chǎn)量、第一產(chǎn)業(yè)勞動力比重、農(nóng)民人均純收入來衡量我國農(nóng)村經(jīng)濟發(fā)展水平的指標體系,選取了我國1979年至2012年期間的農(nóng)村經(jīng)濟、金融相關(guān)數(shù)據(jù),運用這些指標和數(shù)據(jù)分析了我國不同農(nóng)村金融體系下的農(nóng)村經(jīng)濟發(fā)展與金融發(fā)展情況,通過構(gòu)建農(nóng)村經(jīng)濟發(fā)展系統(tǒng)與農(nóng)村金融發(fā)展系統(tǒng)之間的耦合協(xié)調(diào)模型研究了不同時點、不同農(nóng)村金融體系下農(nóng)村金融發(fā)展與農(nóng)村經(jīng)濟發(fā)展之間的關(guān)系,研究發(fā)現(xiàn)隨著社會的進步與農(nóng)村金融體系的變遷,我國的農(nóng)村金融與農(nóng)村經(jīng)濟均在不斷向前發(fā)展,同時農(nóng)村金融發(fā)展與農(nóng)村經(jīng)濟發(fā)展之間的關(guān)系由最初的極度失調(diào)到目前的勉強協(xié)調(diào),農(nóng)村金融發(fā)展滯后于農(nóng)村經(jīng)濟發(fā)展。文章以這些研究結(jié)論為切入點并結(jié)合我國農(nóng)村的實際情況,從推進農(nóng)村信用體系建設(shè)、改進農(nóng)村信貸擔保制度、加強農(nóng)村金融監(jiān)管、引進新型金融機構(gòu)及開展更多支農(nóng)金融業(yè)務(wù)方面對加快我國農(nóng)村金融體制改革提出了建議與對策。
[Abstract]:The study of the relationship between financial development and economic growth is a classic proposition of economics. The relationship between rural financial development and rural economic growth can not be ignored. The vicissitude of rural financial system will promote the change of financial development. Under different rural financial systems, the relationship between rural financial development and rural economic development is different. The backward rural financial system will restrict the further development of the rural economy. Therefore, it is necessary to reform the existing rural financial system in order to make it possible under the new rural financial system. Rural economic development and financial development promote the development of each other in a more coordinated and matching way. This paper constructs the rural monetization rate, the rural financial correlation ratio to measure the level of rural financial development and the total agricultural output value. The total grain output, the proportion of primary industry labor force, the per capita net income of farmers to measure the level of rural economic development in China is an indicator system. The relevant data of rural economy and finance from 1979 to 2012 are selected. Using these indexes and data, this paper analyzes the development of rural economy and finance under different rural financial systems in China, and studies different points by constructing the coupling and coordination model between rural economic development system and rural financial development system. The relationship between rural financial development and rural economic development under different rural financial systems, the study found that with the progress of society and the changes of rural financial system, both rural finance and rural economy are developing continuously. At the same time, the relationship between rural financial development and rural economic development has changed from the initial extreme imbalance to the present barely coordinated. The development of rural finance lags behind the development of rural economy. This paper regards these conclusions as the starting point and combines the actual situation of our country's countryside, from promoting the construction of the rural credit system, improving the rural credit guarantee system, strengthening the rural financial supervision. In the aspect of introducing new financial institutions and carrying out more agricultural financial services, suggestions and countermeasures are put forward to accelerate the reform of rural financial system in China.
【學(xué)位授予單位】：蘭州大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2015
【分類號】：F832.35;F323

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本文編號：1674040